Who Can Give Me Money Right Now? 6 Places to Look

Financial emergencies can’t wait—if they could, they wouldn’t be emergencies. So it can be a bit frustrating when you’re asking who can give you money right now and get a list of suggestions that might put cash in your hand in a week or two. That’s not the question at hand!

So let’s look at how you can get emergency cash—immediately.

6 Spots to Look for Instant Money

Reading a bunch of detailed text can be troublesome when the need for information is urgent. Here is a quick list of places you can look for quick financial assistance.

1. Borrow from Friends or Family

Nobody enjoys asking friends or family for money. And not all families can help out in a pinch—we realize that. But if you need money and just can’t wait, a loved one who can go down to the local bank or ATM and withdraw the money you need is one of your quickest options. 

There are potential risks to this option. Owed money can drive a wedge between relationships. If you go this route, it’s best to put a repayment plan into writing and then do your best to stick with it. 

2. Use a Cash Advance App

If you’re employed and receiving a regular paycheck, there are a number of apps available that let you borrow against your next payday. Make sure to look into the terms and conditions, but some of these apps don’t even charge interest—they just give you the option to tip for the privilege. 

There may be other associated fees, like membership and instant withdrawal fees. Do your research and go in with your eyes wide open, but this can be a good option.

3. Sell Items Through Local Online Marketplaces

We’re not talking about eBay here—that takes too long. But local alternatives like Facebook Marketplace, Mercari, and OfferUp let you list items for sale right in your community. You may have to meet at the local Walgreens parking lot to unload a dresser you don’t want anymore, but you’ll come away with cash for your efforts.

Depending on how much you need—and whether you have valuable items to part with—this can work, but it can take longer to get cash in hand. You need to list items individually with descriptions and photos, wait for a buyer, and arrange the hand-offs. It’s recommended to meet in a public place for everyone’s safety.

4. Work a Gig with Instant Payouts

The gig economy is super popular now, and one of the reasons is that many popular services allow for daily payouts of your earnings, instead of waiting for a weekly or biweekly paycheck. You could take on a side gig of delivering food and keep at it until you’ve earned the amount you need. Before logging off, initiate an instant transfer. And you’re golden! 

There may be some hoops to jump through to get started. Some companies have a vetting process and make you complete training before you can get out into the field. So if you don’t already have an established relationship with a gig service, this might not work out this time. Consider signing up and doing enough to stay active so it’s an option the next time you need emergency cash.

5. Look into Local Charities

If you have a demonstrable, basic need, you may be able to reach out for help from local charities or religious organizations for cash assistance. Many communities have places where people can get help. There’s nothing wrong with asking for help when you need it, especially if you have a family that relies on you.

But this sort of help will probably only provide cash in a limited number of emergency circumstances, such as if you’re about to have your water or heat shut off. You can also look into local food pantries and fresh food distribution centers. Even if you need money for something else, this could free up funds you would normally spend on groceries.

While you’re looking into community services, you can also explore the possibility of a crisis grant.

6. Pursue a Quick Online Loan

How fast can you get a loan? It depends on your creditworthiness and the lender, but some online loans offer quick turnaround times. Of course, you will have to pay back an emergency loan, but if you need money in a hurry, that might be your best option. 

One of the perks of an online loan is that your reasons are your own. You don’t need to have an approved emergency according to someone else’s standards. We know that financial crises don’t always fall into narrowly confined boxes, and online loans respect that.

Get Money as Soon as the Next Business Day Through Lightning Money Loans

How do you qualify for a loan quickly? Submit a loan request through Lightning Money Loans. Most people get a response within minutes. We work with over 50 lenders and financial patners, and all it takes is a simple online form. 

Submit your loan request today and if approved, you could receive your funds as soon as the next business day.