How Much Crisis Grant Money Can I Get? About Emergency Funding

When money is tight and you’re in the middle of a crisis, you need to know where you can turn to stay on top of your basic needs. Lightning Money Loans is here to help guide you with information about grant and loan options that may be available to assist you. We’ll also help you understand how much crisis grant money you can get if you qualify.

Government Emergency Funding and Crisis Grants

There are several types of emergency funding categories to help when you are faced with a crisis that affects your ability to meet your financial needs.

Grants awarded in a crisis usually don’t need to be repaid, but they have specific limits, uses, and other rules. There are also options for federal loans that have different rules and will need to be repaid.

With every type of government assistance, you will be required to provide documentation and proof of your need.

Here are some of your options for crisis grants.

FEMA Grants (Disaster Relief Grant)

FEMA stands for Federal Emergency Management Agency. This is the program most people think of when they need emergency funding. It is designed to provide financial aid to help you recover from significant damages that require time and money to repair.

FEMA funds are awarded to help with basic needs, such as temporary housing, repairs, and replacement of personal property.

FSA Programs

The USDA Farm Service Agency (FSA) is responsible for providing funding to help farms, ranches, and agricultural ventures when they need money to start, expand, or supplement their farming efforts during natural events that affect food production.

• Livestock Assistance
• Farm Loans
• Farmland Damage
• Crop Losses

Emergency Rental Assistance Programs (ERAP)

If you are unable to pay your rent or are being threatened with eviction because of nonpayment, this program can be a useful resource for the funds you need to be able to stay in your home.

Temporary Assistance for Needy Families (TANF)

You may feel like you are the only one facing economic changes, but the reality is that many Americans, just like your family, need a little extra help. TANF helps you get back on your feet while seeking employment, since states are responsible for helping TANF recipients find work.

State Short-Term Crisis Services

Some states also have their crisis grant and assistance options.

Privately Funded Emergency Grant Options

Even if you are turned down or don’t qualify for government crisis grant funds, there are additional options you can consider from private and non-profit groups.

Student Emergency Grants

These grants can help college students remain enrolled when family or personal financial challenges would otherwise require them to put off schooling.

Other Relief Programs

There are also individual programs available for longer-term needs, covering everything from housing and dental work to technology, education, debt relief, legal fees, and more.

How Much Is the Average Government Grant?

The amount of money you can receive from any grant is based on your specific needs and the current economic conditions. On average, a household may receive about $39,000 in FEMA disaster relief after a large natural disaster, such as a hurricane.

Rental assistance is usually awarded for a single month. Each state can set its cap on the amount. TANF is also regulated at the state level, but it usually has a specific cap and rule base.

Farming programs have a wide range of funding options, depending on the type of need.

What Can I Do If I Don’t Qualify for a Grant?

If you do not qualify for an emergency government grant, many non-profit agencies might be able to provide assistance. Sometimes it takes a little research and thinking outside the box to find the right options for you.

Other ways to handle financial emergencies include considering personal and private loans, such as payday advances and personal installment loans.

What Loans Can I Get?

The government also offers a wide variety of loan programs to help in other ways if you need money to get ahead in life.

Government loans include:

• Student loans
• Housing and home repairs
• Agricultural
• Small business start-ups

Every government program offering grants and loans will require some time to apply and receive a response. Sometimes, that is not the fastest method to getting the money you need as soon as possible.

When you need money right away, you can’t wait for this type of assistance.

Personal loans are very different. With the help of Lightning Money Loans, you can be connected with a lender who may be able to get the money you need as soon as the next business day.

All loans, whether through government or private lenders, will need to be repaid. However, the repayment period, the size of the payment, and the interest costs can vary greatly with every option. Be sure you understand these terms when choosing the best loan for your needs.

Lightning Money Loans Can Help

Fill out our quick and easy online loan form, and get an online answer in minutes.

Get started today, and you may be able to catch up on your bills as early as the next business day!